Money & goal tracker · UK private beta
Find out when you’ll actually be ready.
Roadmap turns a money goal into a plan: what to save or pay off, and the real-world steps in between. Then it works out your ready-by date from how you’re really doing, not from a date you typed in and hoped for.
Roadmap is in a small private beta
Beta places open in small batches, and I announce each batch on X first.
Follow @getroadmap on XAlready have a place? Sign in
House deposit
Example-
Pay credit card down to £0
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Check my credit file
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Save a £20,000 deposit
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Get a mortgage agreement in principle
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Ready by
April 2028
£7,600 to go at £450 a month: 17 months.
How it works
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Lay out the plan
Break a goal into money targets, like saving £20,000 or paying a card down to £0, and gates: the steps that aren’t about money, like checking your credit file.
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Keep the numbers real
Add your accounts, balances and spending by hand, or import your bank’s CSV export. You never hand over a bank login.
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Watch the date move
Roadmap works out your ready-by date from your actual trend and updates it as you go. If you’re standing still, it tells you instead of guessing.
Ask before you spend
The AI coach knows your plan. Ask “Can I afford this?” or “What if I put £50 more a month aside?” and get an answer based on your own numbers, with the trade-off spelled out.
Guidance for budgeting, not financial advice. It never recommends investments, credit or crypto.
Can I afford a £600 holiday in March?
Yes, but it pushes your deposit date back about six weeks. Put £50 a month extra aside and you’d make that up within a year.
What if I skip it?
Then you stay on track for your current date. Your spending on eating out is also £80 over budget this month, if you want somewhere to find the £50.
Built to be trusted with your money
No bank login
Roadmap works without connecting your bank at all.
Encrypted, in the UK
Your data is encrypted with a key unique to your account, and stored in the UK.
No ads, no data sales
There are no ads in the app, and your data is never sold.
No sales pitch
Roadmap never pushes credit cards, loans, investments or crypto.
Who’s building it
Hi, I’m Daniel. A private version of Roadmap has run my own money for a long time. This is the version for everyone else.
I’m building it in public on X, at @getroadmap. That’s where I share what I’m working on, and where new beta places are announced.
Questions
When can I use it?
Roadmap is built and in a small private beta. New places open in small batches, and I announce each batch on X first: follow @getroadmap to hear when the next one opens. You join with your X account.
Will it cost anything?
Not during the beta: testers get everything, the AI coach included, for free. After that, the plan is a free version with your roadmap, accounts and budgets, and a paid plan for the AI coach. Prices aren’t set yet.
Does it work on iPhone and Android?
It’s a web app, so it works in any browser and you can add it to your home screen, on iPhone too. An Android app on Google Play is planned.
Does it connect to my bank?
No. You add transactions yourself or import your bank’s CSV export, so you never hand over a bank login. A bank connection may come later, through a provider regulated by the FCA.
Which AI does the coach use?
Claude, made by Anthropic. It gets the figures from your Roadmap: balances by type of account, category totals, your goals and their steps, and recent transactions with the payee’s name, which can be a person’s, like a friend you pay back. It never gets your name, email address, account numbers or sort codes, unless you type them into the coach yourself. The “What the AI sees” page in the app shows exactly what’s sent. Anthropic doesn’t train on what Roadmap sends, and Roadmap pays for the AI, so you don’t need a Claude subscription.
Is this financial advice?
No. Roadmap helps you budget and plan. It doesn’t recommend investments, credit or crypto. If you’re worried about debt, MoneyHelper and StepChange give free, confidential help.
Who is it for?
Adults in the UK working towards something: a deposit, a debt-free date, a safety net. You need to be 18 or over.
Get a date on your goal.
Follow @getroadmap on XNew beta places are announced there first.